LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,432
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,094
−HK$1,689/mo
Today · 4.125%
HK$56,783
baseline
▲ 0.50% · 4.625%
HK$60,238
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,566/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,443
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,037
−HK$1,617/mo
Today · 4.125%
HK$62,654
baseline
▲ 0.50% · 4.625%
HK$65,957
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,308/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,118
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,113
−HK$2,026/mo
Today · 4.125%
HK$68,139
baseline
▲ 0.50% · 4.625%
HK$72,285
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,278/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,331
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,244
−HK$1,941/mo
Today · 4.125%
HK$75,185
baseline
▲ 0.50% · 4.625%
HK$79,148
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,370/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,805
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,132
−HK$2,364/mo
Today · 4.125%
HK$79,496
baseline
▲ 0.50% · 4.625%
HK$84,333
+HK$4,837/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,992/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,220
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,451
−HK$2,265/mo
Today · 4.125%
HK$87,716
baseline
▲ 0.50% · 4.625%
HK$92,339
+HK$4,623/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,432/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,178
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,169
−HK$3,040/mo
Today · 4.125%
HK$102,209
baseline
▲ 0.50% · 4.625%
HK$108,428
+HK$6,219/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,418/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,997
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,866
−HK$2,911/mo
Today · 4.125%
HK$112,777
baseline
▲ 0.50% · 4.625%
HK$118,722
+HK$5,945/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,554/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,879 · Scale 2, in force from 26 Feb 2026)