LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,434
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,096
−HK$1,689/mo
Today · 4.125%
HK$56,785
baseline
▲ 0.50% · 4.625%
HK$60,240
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,570/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,445
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,039
−HK$1,618/mo
Today · 4.125%
HK$62,657
baseline
▲ 0.50% · 4.625%
HK$65,959
+HK$3,302/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,314/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,121
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,116
−HK$2,026/mo
Today · 4.125%
HK$68,142
baseline
▲ 0.50% · 4.625%
HK$72,288
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,284/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,334
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,247
−HK$1,941/mo
Today · 4.125%
HK$75,188
baseline
▲ 0.50% · 4.625%
HK$79,151
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,376/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,808
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,135
−HK$2,364/mo
Today · 4.125%
HK$79,499
baseline
▲ 0.50% · 4.625%
HK$84,336
+HK$4,837/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$158,998/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,223
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,455
−HK$2,264/mo
Today · 4.125%
HK$87,719
baseline
▲ 0.50% · 4.625%
HK$92,343
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,438/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,182
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,173
−HK$3,040/mo
Today · 4.125%
HK$102,213
baseline
▲ 0.50% · 4.625%
HK$108,432
+HK$6,219/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,426/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,001
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,871
−HK$2,911/mo
Today · 4.125%
HK$112,782
baseline
▲ 0.50% · 4.625%
HK$118,727
+HK$5,945/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,564/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,921 · Scale 2, in force from 26 Feb 2026)