LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,435
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,098
−HK$1,688/mo
Today · 4.125%
HK$56,786
baseline
▲ 0.50% · 4.625%
HK$60,242
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,572/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,446
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,041
−HK$1,617/mo
Today · 4.125%
HK$62,658
baseline
▲ 0.50% · 4.625%
HK$65,961
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,316/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,122
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,117
−HK$2,026/mo
Today · 4.125%
HK$68,143
baseline
▲ 0.50% · 4.625%
HK$72,290
+HK$4,147/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,286/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,336
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,249
−HK$1,941/mo
Today · 4.125%
HK$75,190
baseline
▲ 0.50% · 4.625%
HK$79,153
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,380/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,810
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,137
−HK$2,364/mo
Today · 4.125%
HK$79,501
baseline
▲ 0.50% · 4.625%
HK$84,338
+HK$4,837/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$159,002/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,225
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,457
−HK$2,264/mo
Today · 4.125%
HK$87,721
baseline
▲ 0.50% · 4.625%
HK$92,345
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,442/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,184
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,176
−HK$3,039/mo
Today · 4.125%
HK$102,215
baseline
▲ 0.50% · 4.625%
HK$108,435
+HK$6,220/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,430/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,003
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,873
−HK$2,911/mo
Today · 4.125%
HK$112,784
baseline
▲ 0.50% · 4.625%
HK$118,729
+HK$5,945/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,568/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,943 · Scale 2, in force from 26 Feb 2026)