LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,437
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,099
−HK$1,689/mo
Today · 4.125%
HK$56,788
baseline
▲ 0.50% · 4.625%
HK$60,243
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,576/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,448
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,042
−HK$1,618/mo
Today · 4.125%
HK$62,660
baseline
▲ 0.50% · 4.625%
HK$65,963
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,320/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,124
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,119
−HK$2,027/mo
Today · 4.125%
HK$68,146
baseline
▲ 0.50% · 4.625%
HK$72,292
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,292/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,338
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,251
−HK$1,941/mo
Today · 4.125%
HK$75,192
baseline
▲ 0.50% · 4.625%
HK$79,155
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,384/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,812
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,139
−HK$2,364/mo
Today · 4.125%
HK$79,503
baseline
▲ 0.50% · 4.625%
HK$84,341
+HK$4,838/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$159,006/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,227
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,459
−HK$2,265/mo
Today · 4.125%
HK$87,724
baseline
▲ 0.50% · 4.625%
HK$92,348
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,448/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,187
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,178
−HK$3,040/mo
Today · 4.125%
HK$102,218
baseline
▲ 0.50% · 4.625%
HK$108,438
+HK$6,220/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,436/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,007
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,876
−HK$2,912/mo
Today · 4.125%
HK$112,788
baseline
▲ 0.50% · 4.625%
HK$118,733
+HK$5,945/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,576/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,972 · Scale 2, in force from 26 Feb 2026)