LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,438
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,100
−HK$1,689/mo
Today · 4.125%
HK$56,789
baseline
▲ 0.50% · 4.625%
HK$60,245
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,578/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,449
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,044
−HK$1,617/mo
Today · 4.125%
HK$62,661
baseline
▲ 0.50% · 4.625%
HK$65,964
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,322/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$995,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,126
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,121
−HK$2,026/mo
Today · 4.125%
HK$68,147
baseline
▲ 0.50% · 4.625%
HK$72,294
+HK$4,147/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,294/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,339
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,253
−HK$1,941/mo
Today · 4.125%
HK$75,194
baseline
▲ 0.50% · 4.625%
HK$79,157
+HK$3,963/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,388/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$995,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,813
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,141
−HK$2,364/mo
Today · 4.125%
HK$79,505
baseline
▲ 0.50% · 4.625%
HK$84,343
+HK$4,838/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$159,010/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,229
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,461
−HK$2,265/mo
Today · 4.125%
HK$87,726
baseline
▲ 0.50% · 4.625%
HK$92,350
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.40M · min. income ≈ HK$175,452/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$995,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,189
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,181
−HK$3,040/mo
Today · 4.125%
HK$102,221
baseline
▲ 0.50% · 4.625%
HK$108,440
+HK$6,219/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,442/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,009
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,879
−HK$2,911/mo
Today · 4.125%
HK$112,790
baseline
▲ 0.50% · 4.625%
HK$118,736
+HK$5,946/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,580/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$995,995 · Scale 2, in force from 26 Feb 2026)