LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,440
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,103
−HK$1,688/mo
Today · 4.125%
HK$56,791
baseline
▲ 0.50% · 4.625%
HK$60,247
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,582/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$996,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,452
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,046
−HK$1,618/mo
Today · 4.125%
HK$62,664
baseline
▲ 0.50% · 4.625%
HK$65,967
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,328/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$996,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,128
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,123
−HK$2,027/mo
Today · 4.125%
HK$68,150
baseline
▲ 0.50% · 4.625%
HK$72,296
+HK$4,146/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,300/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,342
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,255
−HK$1,941/mo
Today · 4.125%
HK$75,196
baseline
▲ 0.50% · 4.625%
HK$79,160
+HK$3,964/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,392/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,816
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,144
−HK$2,364/mo
Today · 4.125%
HK$79,508
baseline
▲ 0.50% · 4.625%
HK$84,346
+HK$4,838/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,016/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,232
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,465
−HK$2,264/mo
Today · 4.125%
HK$87,729
baseline
▲ 0.50% · 4.625%
HK$92,353
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,458/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,192
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,185
−HK$3,039/mo
Today · 4.125%
HK$102,224
baseline
▲ 0.50% · 4.625%
HK$108,445
+HK$6,221/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,448/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,013
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,883
−HK$2,912/mo
Today · 4.125%
HK$112,795
baseline
▲ 0.50% · 4.625%
HK$118,740
+HK$5,945/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,590/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,033 · Scale 2, in force from 26 Feb 2026)