LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,441
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,104
−HK$1,689/mo
Today · 4.125%
HK$56,793
baseline
▲ 0.50% · 4.625%
HK$60,248
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,586/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$996,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,453
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,048
−HK$1,617/mo
Today · 4.125%
HK$62,665
baseline
▲ 0.50% · 4.625%
HK$65,968
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,330/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$996,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,130
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,124
−HK$2,027/mo
Today · 4.125%
HK$68,151
baseline
▲ 0.50% · 4.625%
HK$72,298
+HK$4,147/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,302/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,344
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,257
−HK$1,941/mo
Today · 4.125%
HK$75,198
baseline
▲ 0.50% · 4.625%
HK$79,162
+HK$3,964/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,396/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,818
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,145
−HK$2,365/mo
Today · 4.125%
HK$79,510
baseline
▲ 0.50% · 4.625%
HK$84,348
+HK$4,838/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,020/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,234
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,467
−HK$2,264/mo
Today · 4.125%
HK$87,731
baseline
▲ 0.50% · 4.625%
HK$92,356
+HK$4,625/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,462/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,195
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,187
−HK$3,040/mo
Today · 4.125%
HK$102,227
baseline
▲ 0.50% · 4.625%
HK$108,447
+HK$6,220/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,454/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,015
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,886
−HK$2,911/mo
Today · 4.125%
HK$112,797
baseline
▲ 0.50% · 4.625%
HK$118,743
+HK$5,946/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,594/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,055 · Scale 2, in force from 26 Feb 2026)