LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,442
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,105
−HK$1,689/mo
Today · 4.125%
HK$56,794
baseline
▲ 0.50% · 4.625%
HK$60,249
+HK$3,455/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,588/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$996,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,454
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,049
−HK$1,617/mo
Today · 4.125%
HK$62,666
baseline
▲ 0.50% · 4.625%
HK$65,969
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,332/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$996,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,131
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,126
−HK$2,026/mo
Today · 4.125%
HK$68,152
baseline
▲ 0.50% · 4.625%
HK$72,299
+HK$4,147/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$136,304/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,345
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,258
−HK$1,941/mo
Today · 4.125%
HK$75,199
baseline
▲ 0.50% · 4.625%
HK$79,163
+HK$3,964/mo
Deposit HK$9.37M · loan HK$14.06M · min. income ≈ HK$150,398/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,819
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,147
−HK$2,364/mo
Today · 4.125%
HK$79,511
baseline
▲ 0.50% · 4.625%
HK$84,349
+HK$4,838/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,022/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,236
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,468
−HK$2,265/mo
Today · 4.125%
HK$87,733
baseline
▲ 0.50% · 4.625%
HK$92,357
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,466/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,196
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,188
−HK$3,040/mo
Today · 4.125%
HK$102,228
baseline
▲ 0.50% · 4.625%
HK$108,449
+HK$6,221/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,456/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,017
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,887
−HK$2,912/mo
Today · 4.125%
HK$112,799
baseline
▲ 0.50% · 4.625%
HK$118,745
+HK$5,946/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,598/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,072 · Scale 2, in force from 26 Feb 2026)