LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,445
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,107
−HK$1,689/mo
Today · 4.125%
HK$56,796
baseline
▲ 0.50% · 4.625%
HK$60,252
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,592/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,457
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,051
−HK$1,618/mo
Today · 4.125%
HK$62,669
baseline
▲ 0.50% · 4.625%
HK$65,972
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,338/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,134
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,129
−HK$2,026/mo
Today · 4.125%
HK$68,155
baseline
▲ 0.50% · 4.625%
HK$72,302
+HK$4,147/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$136,310/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,348
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,262
−HK$1,941/mo
Today · 4.125%
HK$75,203
baseline
▲ 0.50% · 4.625%
HK$79,167
+HK$3,964/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$150,406/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,823
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,150
−HK$2,365/mo
Today · 4.125%
HK$79,515
baseline
▲ 0.50% · 4.625%
HK$84,353
+HK$4,838/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,030/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,239
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,472
−HK$2,265/mo
Today · 4.125%
HK$87,737
baseline
▲ 0.50% · 4.625%
HK$92,361
+HK$4,624/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,474/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,200
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,193
−HK$3,040/mo
Today · 4.125%
HK$102,233
baseline
▲ 0.50% · 4.625%
HK$108,454
+HK$6,221/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,466/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,022
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,892
−HK$2,912/mo
Today · 4.125%
HK$112,804
baseline
▲ 0.50% · 4.625%
HK$118,750
+HK$5,946/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,608/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,116 · Scale 2, in force from 26 Feb 2026)