LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,445
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,108
−HK$1,689/mo
Today · 4.125%
HK$56,797
baseline
▲ 0.50% · 4.625%
HK$60,253
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,594/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,457
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,052
−HK$1,618/mo
Today · 4.125%
HK$62,670
baseline
▲ 0.50% · 4.625%
HK$65,973
+HK$3,303/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,340/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,134
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,129
−HK$2,027/mo
Today · 4.125%
HK$68,156
baseline
▲ 0.50% · 4.625%
HK$72,303
+HK$4,147/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$136,312/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,349
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,262
−HK$1,941/mo
Today · 4.125%
HK$75,203
baseline
▲ 0.50% · 4.625%
HK$79,168
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$150,406/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,823
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,151
−HK$2,364/mo
Today · 4.125%
HK$79,515
baseline
▲ 0.50% · 4.625%
HK$84,354
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,030/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,240
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,473
−HK$2,264/mo
Today · 4.125%
HK$87,737
baseline
▲ 0.50% · 4.625%
HK$92,362
+HK$4,625/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,474/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,201
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,194
−HK$3,040/mo
Today · 4.125%
HK$102,234
baseline
▲ 0.50% · 4.625%
HK$108,455
+HK$6,221/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$204,468/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,023
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,893
−HK$2,912/mo
Today · 4.125%
HK$112,805
baseline
▲ 0.50% · 4.625%
HK$118,751
+HK$5,946/mo
Deposit HK$2.34M · loan HK$21.09M · min. income ≈ HK$225,610/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,126 · Scale 2, in force from 26 Feb 2026)