LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,452
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,114
−HK$1,690/mo
Today · 4.125%
HK$56,804
baseline
▲ 0.50% · 4.625%
HK$60,260
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,608/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,464
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,059
−HK$1,618/mo
Today · 4.125%
HK$62,677
baseline
▲ 0.50% · 4.625%
HK$65,981
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,354/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,142
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,137
−HK$2,027/mo
Today · 4.125%
HK$68,164
baseline
▲ 0.50% · 4.625%
HK$72,312
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$136,328/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,357
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,271
−HK$1,942/mo
Today · 4.125%
HK$75,213
baseline
▲ 0.50% · 4.625%
HK$79,177
+HK$3,964/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$150,426/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,832
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,160
−HK$2,365/mo
Today · 4.125%
HK$79,525
baseline
▲ 0.50% · 4.625%
HK$84,364
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,050/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,250
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,483
−HK$2,265/mo
Today · 4.125%
HK$87,748
baseline
▲ 0.50% · 4.625%
HK$92,373
+HK$4,625/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,496/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,213
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,206
−HK$3,040/mo
Today · 4.125%
HK$102,246
baseline
▲ 0.50% · 4.625%
HK$108,468
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,492/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,036
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,907
−HK$2,912/mo
Today · 4.125%
HK$112,819
baseline
▲ 0.50% · 4.625%
HK$118,766
+HK$5,947/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,638/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,247 · Scale 2, in force from 26 Feb 2026)