LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,452
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,115
−HK$1,689/mo
Today · 4.125%
HK$56,804
baseline
▲ 0.50% · 4.625%
HK$60,261
+HK$3,457/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,608/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,465
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,060
−HK$1,618/mo
Today · 4.125%
HK$62,678
baseline
▲ 0.50% · 4.625%
HK$65,982
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,356/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,143
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,138
−HK$2,027/mo
Today · 4.125%
HK$68,165
baseline
▲ 0.50% · 4.625%
HK$72,313
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$136,330/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,358
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,272
−HK$1,941/mo
Today · 4.125%
HK$75,213
baseline
▲ 0.50% · 4.625%
HK$79,178
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$150,426/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,833
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,161
−HK$2,365/mo
Today · 4.125%
HK$79,526
baseline
▲ 0.50% · 4.625%
HK$84,365
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,052/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,251
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,484
−HK$2,265/mo
Today · 4.125%
HK$87,749
baseline
▲ 0.50% · 4.625%
HK$92,374
+HK$4,625/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,498/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,214
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,207
−HK$3,040/mo
Today · 4.125%
HK$102,247
baseline
▲ 0.50% · 4.625%
HK$108,469
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,494/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,037
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,908
−HK$2,912/mo
Today · 4.125%
HK$112,820
baseline
▲ 0.50% · 4.625%
HK$118,767
+HK$5,947/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,640/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,257 · Scale 2, in force from 26 Feb 2026)