LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,453
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,115
−HK$1,690/mo
Today · 4.125%
HK$56,805
baseline
▲ 0.50% · 4.625%
HK$60,261
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,610/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,466
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,060
−HK$1,618/mo
Today · 4.125%
HK$62,678
baseline
▲ 0.50% · 4.625%
HK$65,982
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,356/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,143
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,138
−HK$2,028/mo
Today · 4.125%
HK$68,166
baseline
▲ 0.50% · 4.625%
HK$72,313
+HK$4,147/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$136,332/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,359
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,272
−HK$1,942/mo
Today · 4.125%
HK$75,214
baseline
▲ 0.50% · 4.625%
HK$79,179
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.06M · min. income ≈ HK$150,428/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,834
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,161
−HK$2,365/mo
Today · 4.125%
HK$79,526
baseline
▲ 0.50% · 4.625%
HK$84,365
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,052/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,252
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,485
−HK$2,265/mo
Today · 4.125%
HK$87,750
baseline
▲ 0.50% · 4.625%
HK$92,375
+HK$4,625/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,500/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,215
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,208
−HK$3,040/mo
Today · 4.125%
HK$102,248
baseline
▲ 0.50% · 4.625%
HK$108,470
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,496/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,038
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,909
−HK$2,912/mo
Today · 4.125%
HK$112,821
baseline
▲ 0.50% · 4.625%
HK$118,768
+HK$5,947/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,642/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,265 · Scale 2, in force from 26 Feb 2026)