LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,454
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,117
−HK$1,689/mo
Today · 4.125%
HK$56,806
baseline
▲ 0.50% · 4.625%
HK$60,262
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,612/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,467
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,062
−HK$1,618/mo
Today · 4.125%
HK$62,680
baseline
▲ 0.50% · 4.625%
HK$65,984
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,360/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,145
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,140
−HK$2,027/mo
Today · 4.125%
HK$68,167
baseline
▲ 0.50% · 4.625%
HK$72,315
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,334/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,360
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,274
−HK$1,942/mo
Today · 4.125%
HK$75,216
baseline
▲ 0.50% · 4.625%
HK$79,180
+HK$3,964/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,432/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,835
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,163
−HK$2,365/mo
Today · 4.125%
HK$79,528
baseline
▲ 0.50% · 4.625%
HK$84,367
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,056/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,254
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,486
−HK$2,265/mo
Today · 4.125%
HK$87,751
baseline
▲ 0.50% · 4.625%
HK$92,377
+HK$4,626/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,502/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,217
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,210
−HK$3,040/mo
Today · 4.125%
HK$102,250
baseline
▲ 0.50% · 4.625%
HK$108,472
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,500/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,040
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,911
−HK$2,912/mo
Today · 4.125%
HK$112,823
baseline
▲ 0.50% · 4.625%
HK$118,770
+HK$5,947/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,646/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,286 · Scale 2, in force from 26 Feb 2026)