LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,455
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,117
−HK$1,690/mo
Today · 4.125%
HK$56,807
baseline
▲ 0.50% · 4.625%
HK$60,263
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,614/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,468
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,063
−HK$1,618/mo
Today · 4.125%
HK$62,681
baseline
▲ 0.50% · 4.625%
HK$65,985
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,362/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,146
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,141
−HK$2,027/mo
Today · 4.125%
HK$68,168
baseline
▲ 0.50% · 4.625%
HK$72,316
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,336/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,361
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,275
−HK$1,942/mo
Today · 4.125%
HK$75,217
baseline
▲ 0.50% · 4.625%
HK$79,182
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,434/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,837
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,164
−HK$2,366/mo
Today · 4.125%
HK$79,530
baseline
▲ 0.50% · 4.625%
HK$84,369
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,060/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,255
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,488
−HK$2,265/mo
Today · 4.125%
HK$87,753
baseline
▲ 0.50% · 4.625%
HK$92,379
+HK$4,626/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,506/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,218
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,211
−HK$3,041/mo
Today · 4.125%
HK$102,252
baseline
▲ 0.50% · 4.625%
HK$108,474
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,504/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,042
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,913
−HK$2,912/mo
Today · 4.125%
HK$112,825
baseline
▲ 0.50% · 4.625%
HK$118,772
+HK$5,947/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,650/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,303 · Scale 2, in force from 26 Feb 2026)