LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,456
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,118
−HK$1,690/mo
Today · 4.125%
HK$56,808
baseline
▲ 0.50% · 4.625%
HK$60,264
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,616/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,469
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,064
−HK$1,618/mo
Today · 4.125%
HK$62,682
baseline
▲ 0.50% · 4.625%
HK$65,986
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,364/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,147
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,142
−HK$2,027/mo
Today · 4.125%
HK$68,169
baseline
▲ 0.50% · 4.625%
HK$72,317
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,338/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,363
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,277
−HK$1,941/mo
Today · 4.125%
HK$75,218
baseline
▲ 0.50% · 4.625%
HK$79,183
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,436/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,838
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,166
−HK$2,365/mo
Today · 4.125%
HK$79,531
baseline
▲ 0.50% · 4.625%
HK$84,370
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,062/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,256
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,489
−HK$2,265/mo
Today · 4.125%
HK$87,754
baseline
▲ 0.50% · 4.625%
HK$92,380
+HK$4,626/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,508/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,220
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,213
−HK$3,041/mo
Today · 4.125%
HK$102,254
baseline
▲ 0.50% · 4.625%
HK$108,476
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,508/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,044
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,915
−HK$2,912/mo
Today · 4.125%
HK$112,827
baseline
▲ 0.50% · 4.625%
HK$118,774
+HK$5,947/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,654/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,320 · Scale 2, in force from 26 Feb 2026)