LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,456
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,119
−HK$1,689/mo
Today · 4.125%
HK$56,808
baseline
▲ 0.50% · 4.625%
HK$60,265
+HK$3,457/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,616/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,469
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,064
−HK$1,618/mo
Today · 4.125%
HK$62,682
baseline
▲ 0.50% · 4.625%
HK$65,986
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,364/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,147
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,143
−HK$2,027/mo
Today · 4.125%
HK$68,170
baseline
▲ 0.50% · 4.625%
HK$72,318
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,340/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,363
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,277
−HK$1,942/mo
Today · 4.125%
HK$75,219
baseline
▲ 0.50% · 4.625%
HK$79,184
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,438/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,839
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,167
−HK$2,365/mo
Today · 4.125%
HK$79,532
baseline
▲ 0.50% · 4.625%
HK$84,371
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,064/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,257
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,490
−HK$2,265/mo
Today · 4.125%
HK$87,755
baseline
▲ 0.50% · 4.625%
HK$92,381
+HK$4,626/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,510/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,221
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,214
−HK$3,041/mo
Today · 4.125%
HK$102,255
baseline
▲ 0.50% · 4.625%
HK$108,477
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,510/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,045
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,916
−HK$2,912/mo
Today · 4.125%
HK$112,828
baseline
▲ 0.50% · 4.625%
HK$118,776
+HK$5,948/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,656/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,330 · Scale 2, in force from 26 Feb 2026)