LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,458
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,121
−HK$1,689/mo
Today · 4.125%
HK$56,810
baseline
▲ 0.50% · 4.625%
HK$60,267
+HK$3,457/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,620/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,471
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,066
−HK$1,618/mo
Today · 4.125%
HK$62,684
baseline
▲ 0.50% · 4.625%
HK$65,989
+HK$3,305/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,368/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,150
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,145
−HK$2,027/mo
Today · 4.125%
HK$68,172
baseline
▲ 0.50% · 4.625%
HK$72,320
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,344/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,366
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,280
−HK$1,941/mo
Today · 4.125%
HK$75,221
baseline
▲ 0.50% · 4.625%
HK$79,186
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,442/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,841
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,169
−HK$2,365/mo
Today · 4.125%
HK$79,534
baseline
▲ 0.50% · 4.625%
HK$84,374
+HK$4,840/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,068/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,260
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,493
−HK$2,265/mo
Today · 4.125%
HK$87,758
baseline
▲ 0.50% · 4.625%
HK$92,384
+HK$4,626/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,516/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,224
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,217
−HK$3,041/mo
Today · 4.125%
HK$102,258
baseline
▲ 0.50% · 4.625%
HK$108,481
+HK$6,223/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,516/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,049
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,920
−HK$2,912/mo
Today · 4.125%
HK$112,832
baseline
▲ 0.50% · 4.625%
HK$118,780
+HK$5,948/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,664/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,363 · Scale 2, in force from 26 Feb 2026)