LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,459
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,122
−HK$1,690/mo
Today · 4.125%
HK$56,812
baseline
▲ 0.50% · 4.625%
HK$60,269
+HK$3,457/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,624/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,473
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,068
−HK$1,618/mo
Today · 4.125%
HK$62,686
baseline
▲ 0.50% · 4.625%
HK$65,990
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,372/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,151
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,147
−HK$2,027/mo
Today · 4.125%
HK$68,174
baseline
▲ 0.50% · 4.625%
HK$72,322
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,348/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,368
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,282
−HK$1,941/mo
Today · 4.125%
HK$75,223
baseline
▲ 0.50% · 4.625%
HK$79,189
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,446/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,843
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,171
−HK$2,365/mo
Today · 4.125%
HK$79,536
baseline
▲ 0.50% · 4.625%
HK$84,376
+HK$4,840/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,072/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,262
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,495
−HK$2,266/mo
Today · 4.125%
HK$87,761
baseline
▲ 0.50% · 4.625%
HK$92,387
+HK$4,626/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,522/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,227
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,220
−HK$3,041/mo
Today · 4.125%
HK$102,261
baseline
▲ 0.50% · 4.625%
HK$108,483
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,522/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,051
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,922
−HK$2,913/mo
Today · 4.125%
HK$112,835
baseline
▲ 0.50% · 4.625%
HK$118,783
+HK$5,948/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,670/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,390 · Scale 2, in force from 26 Feb 2026)