LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,460
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,123
−HK$1,689/mo
Today · 4.125%
HK$56,812
baseline
▲ 0.50% · 4.625%
HK$60,269
+HK$3,457/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,624/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,473
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,068
−HK$1,618/mo
Today · 4.125%
HK$62,686
baseline
▲ 0.50% · 4.625%
HK$65,991
+HK$3,305/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,372/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,152
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,147
−HK$2,027/mo
Today · 4.125%
HK$68,174
baseline
▲ 0.50% · 4.625%
HK$72,323
+HK$4,149/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,348/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,368
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,282
−HK$1,942/mo
Today · 4.125%
HK$75,224
baseline
▲ 0.50% · 4.625%
HK$79,189
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,448/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,843
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,172
−HK$2,365/mo
Today · 4.125%
HK$79,537
baseline
▲ 0.50% · 4.625%
HK$84,376
+HK$4,839/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,074/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,263
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,496
−HK$2,265/mo
Today · 4.125%
HK$87,761
baseline
▲ 0.50% · 4.625%
HK$92,387
+HK$4,626/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,522/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,227
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$99,221
−HK$3,041/mo
Today · 4.125%
HK$102,262
baseline
▲ 0.50% · 4.625%
HK$108,484
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,524/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,052
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,923
−HK$2,913/mo
Today · 4.125%
HK$112,836
baseline
▲ 0.50% · 4.625%
HK$118,783
+HK$5,947/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,672/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,394 · Scale 2, in force from 26 Feb 2026)