LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,461
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,124
−HK$1,690/mo
Today · 4.125%
HK$56,814
baseline
▲ 0.50% · 4.625%
HK$60,270
+HK$3,456/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,628/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,475
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,070
−HK$1,618/mo
Today · 4.125%
HK$62,688
baseline
▲ 0.50% · 4.625%
HK$65,992
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,376/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,153
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,149
−HK$2,027/mo
Today · 4.125%
HK$68,176
baseline
▲ 0.50% · 4.625%
HK$72,325
+HK$4,149/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,352/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,370
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,284
−HK$1,942/mo
Today · 4.125%
HK$75,226
baseline
▲ 0.50% · 4.625%
HK$79,191
+HK$3,965/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,452/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,845
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,174
−HK$2,365/mo
Today · 4.125%
HK$79,539
baseline
▲ 0.50% · 4.625%
HK$84,379
+HK$4,840/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,078/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,265
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,498
−HK$2,265/mo
Today · 4.125%
HK$87,763
baseline
▲ 0.50% · 4.625%
HK$92,389
+HK$4,626/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,526/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,230
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,223
−HK$3,041/mo
Today · 4.125%
HK$102,264
baseline
▲ 0.50% · 4.625%
HK$108,487
+HK$6,223/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,528/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,055
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,926
−HK$2,913/mo
Today · 4.125%
HK$112,839
baseline
▲ 0.50% · 4.625%
HK$118,786
+HK$5,947/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,678/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,421 · Scale 2, in force from 26 Feb 2026)