LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,462
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,125
−HK$1,690/mo
Today · 4.125%
HK$56,815
baseline
▲ 0.50% · 4.625%
HK$60,272
+HK$3,457/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,630/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,476
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,071
−HK$1,619/mo
Today · 4.125%
HK$62,690
baseline
▲ 0.50% · 4.625%
HK$65,994
+HK$3,304/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,380/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,155
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,150
−HK$2,028/mo
Today · 4.125%
HK$68,178
baseline
▲ 0.50% · 4.625%
HK$72,326
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,356/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,371
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,286
−HK$1,941/mo
Today · 4.125%
HK$75,227
baseline
▲ 0.50% · 4.625%
HK$79,193
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,454/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$996,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,847
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,175
−HK$2,366/mo
Today · 4.125%
HK$79,541
baseline
▲ 0.50% · 4.625%
HK$84,381
+HK$4,840/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,082/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,267
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,500
−HK$2,265/mo
Today · 4.125%
HK$87,765
baseline
▲ 0.50% · 4.625%
HK$92,392
+HK$4,627/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,530/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,232
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$99,225
−HK$3,042/mo
Today · 4.125%
HK$102,267
baseline
▲ 0.50% · 4.625%
HK$108,489
+HK$6,222/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,534/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,057
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,928
−HK$2,913/mo
Today · 4.125%
HK$112,841
baseline
▲ 0.50% · 4.625%
HK$118,789
+HK$5,948/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,682/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,443 · Scale 2, in force from 26 Feb 2026)