LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,467
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,130
−HK$1,690/mo
Today · 4.125%
HK$56,820
baseline
▲ 0.50% · 4.625%
HK$60,277
+HK$3,457/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,640/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,481
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,077
−HK$1,618/mo
Today · 4.125%
HK$62,695
baseline
▲ 0.50% · 4.625%
HK$66,000
+HK$3,305/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,390/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,160
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,156
−HK$2,028/mo
Today · 4.125%
HK$68,184
baseline
▲ 0.50% · 4.625%
HK$72,332
+HK$4,148/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,368/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,378
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,292
−HK$1,942/mo
Today · 4.125%
HK$75,234
baseline
▲ 0.50% · 4.625%
HK$79,200
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,468/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,854
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,182
−HK$2,366/mo
Today · 4.125%
HK$79,548
baseline
▲ 0.50% · 4.625%
HK$84,388
+HK$4,840/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,096/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,274
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,507
−HK$2,266/mo
Today · 4.125%
HK$87,773
baseline
▲ 0.50% · 4.625%
HK$92,400
+HK$4,627/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,546/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,240
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,234
−HK$3,042/mo
Today · 4.125%
HK$102,276
baseline
▲ 0.50% · 4.625%
HK$108,499
+HK$6,223/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,552/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,066
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,938
−HK$2,913/mo
Today · 4.125%
HK$112,851
baseline
▲ 0.50% · 4.625%
HK$118,799
+HK$5,948/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,702/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,530 · Scale 2, in force from 26 Feb 2026)