LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,469
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,133
−HK$1,689/mo
Today · 4.125%
HK$56,822
baseline
▲ 0.50% · 4.625%
HK$60,280
+HK$3,458/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$113,644/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,484
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,079
−HK$1,619/mo
Today · 4.125%
HK$62,698
baseline
▲ 0.50% · 4.625%
HK$66,003
+HK$3,305/mo
Deposit HK$11.72M · loan HK$11.72M · min. income ≈ HK$125,396/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,163
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,159
−HK$2,028/mo
Today · 4.125%
HK$68,187
baseline
▲ 0.50% · 4.625%
HK$72,336
+HK$4,149/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,374/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,381
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,295
−HK$1,942/mo
Today · 4.125%
HK$75,237
baseline
▲ 0.50% · 4.625%
HK$79,203
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,474/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,857
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,186
−HK$2,365/mo
Today · 4.125%
HK$79,551
baseline
▲ 0.50% · 4.625%
HK$84,392
+HK$4,841/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$159,102/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,278
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,511
−HK$2,266/mo
Today · 4.125%
HK$87,777
baseline
▲ 0.50% · 4.625%
HK$92,404
+HK$4,627/mo
Deposit HK$7.03M · loan HK$16.41M · min. income ≈ HK$175,554/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,245
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$99,239
−HK$3,041/mo
Today · 4.125%
HK$102,280
baseline
▲ 0.50% · 4.625%
HK$108,504
+HK$6,224/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$204,560/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,071
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,943
−HK$2,913/mo
Today · 4.125%
HK$112,856
baseline
▲ 0.50% · 4.625%
HK$118,805
+HK$5,949/mo
Deposit HK$2.34M · loan HK$21.10M · min. income ≈ HK$225,712/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,576 · Scale 2, in force from 26 Feb 2026)