LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,473
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,137
−HK$1,690/mo
Today · 4.125%
HK$56,827
baseline
▲ 0.50% · 4.625%
HK$60,284
+HK$3,457/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,654/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,489
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,084
−HK$1,619/mo
Today · 4.125%
HK$62,703
baseline
▲ 0.50% · 4.625%
HK$66,008
+HK$3,305/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,406/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,168
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,164
−HK$2,028/mo
Today · 4.125%
HK$68,192
baseline
▲ 0.50% · 4.625%
HK$72,341
+HK$4,149/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,384/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,386
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,301
−HK$1,942/mo
Today · 4.125%
HK$75,243
baseline
▲ 0.50% · 4.625%
HK$79,209
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,486/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,863
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,191
−HK$2,366/mo
Today · 4.125%
HK$79,557
baseline
▲ 0.50% · 4.625%
HK$84,398
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,114/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,284
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,518
−HK$2,266/mo
Today · 4.125%
HK$87,784
baseline
▲ 0.50% · 4.625%
HK$92,411
+HK$4,627/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,568/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,252
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,246
−HK$3,042/mo
Today · 4.125%
HK$102,288
baseline
▲ 0.50% · 4.625%
HK$108,512
+HK$6,224/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,576/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,080
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,951
−HK$2,914/mo
Today · 4.125%
HK$112,865
baseline
▲ 0.50% · 4.625%
HK$118,814
+HK$5,949/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,730/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,651 · Scale 2, in force from 26 Feb 2026)