LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,475
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,138
−HK$1,690/mo
Today · 4.125%
HK$56,828
baseline
▲ 0.50% · 4.625%
HK$60,286
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,656/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,490
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,085
−HK$1,619/mo
Today · 4.125%
HK$62,704
baseline
▲ 0.50% · 4.625%
HK$66,009
+HK$3,305/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,408/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,169
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,165
−HK$2,028/mo
Today · 4.125%
HK$68,193
baseline
▲ 0.50% · 4.625%
HK$72,343
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,386/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,388
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,302
−HK$1,943/mo
Today · 4.125%
HK$75,245
baseline
▲ 0.50% · 4.625%
HK$79,211
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,490/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,864
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,193
−HK$2,366/mo
Today · 4.125%
HK$79,559
baseline
▲ 0.50% · 4.625%
HK$84,400
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,118/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,286
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,520
−HK$2,266/mo
Today · 4.125%
HK$87,786
baseline
▲ 0.50% · 4.625%
HK$92,413
+HK$4,627/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,572/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,254
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,248
−HK$3,042/mo
Today · 4.125%
HK$102,290
baseline
▲ 0.50% · 4.625%
HK$108,514
+HK$6,224/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,580/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,082
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,954
−HK$2,913/mo
Today · 4.125%
HK$112,867
baseline
▲ 0.50% · 4.625%
HK$118,816
+HK$5,949/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,734/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,673 · Scale 2, in force from 26 Feb 2026)