LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,475
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,139
−HK$1,690/mo
Today · 4.125%
HK$56,829
baseline
▲ 0.50% · 4.625%
HK$60,287
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,658/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,491
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,086
−HK$1,619/mo
Today · 4.125%
HK$62,705
baseline
▲ 0.50% · 4.625%
HK$66,010
+HK$3,305/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,410/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,170
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,167
−HK$2,028/mo
Today · 4.125%
HK$68,195
baseline
▲ 0.50% · 4.625%
HK$72,344
+HK$4,149/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,390/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,389
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,304
−HK$1,942/mo
Today · 4.125%
HK$75,246
baseline
▲ 0.50% · 4.625%
HK$79,212
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,492/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,866
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,194
−HK$2,366/mo
Today · 4.125%
HK$79,560
baseline
▲ 0.50% · 4.625%
HK$84,401
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,120/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,287
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,521
−HK$2,266/mo
Today · 4.125%
HK$87,787
baseline
▲ 0.50% · 4.625%
HK$92,414
+HK$4,627/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,574/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,256
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,250
−HK$3,042/mo
Today · 4.125%
HK$102,292
baseline
▲ 0.50% · 4.625%
HK$108,516
+HK$6,224/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,584/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,084
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,955
−HK$2,914/mo
Today · 4.125%
HK$112,869
baseline
▲ 0.50% · 4.625%
HK$118,818
+HK$5,949/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,738/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,689 · Scale 2, in force from 26 Feb 2026)