LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,476
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,139
−HK$1,690/mo
Today · 4.125%
HK$56,829
baseline
▲ 0.50% · 4.625%
HK$60,287
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,658/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,491
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,087
−HK$1,618/mo
Today · 4.125%
HK$62,705
baseline
▲ 0.50% · 4.625%
HK$66,011
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,410/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,171
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,167
−HK$2,028/mo
Today · 4.125%
HK$68,195
baseline
▲ 0.50% · 4.625%
HK$72,345
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,390/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,390
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,304
−HK$1,943/mo
Today · 4.125%
HK$75,247
baseline
▲ 0.50% · 4.625%
HK$79,213
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,494/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,866
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,195
−HK$2,366/mo
Today · 4.125%
HK$79,561
baseline
▲ 0.50% · 4.625%
HK$84,402
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,122/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,288
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,522
−HK$2,266/mo
Today · 4.125%
HK$87,788
baseline
▲ 0.50% · 4.625%
HK$92,415
+HK$4,627/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,576/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,256
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,251
−HK$3,042/mo
Today · 4.125%
HK$102,293
baseline
▲ 0.50% · 4.625%
HK$108,517
+HK$6,224/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,586/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,084
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,956
−HK$2,914/mo
Today · 4.125%
HK$112,870
baseline
▲ 0.50% · 4.625%
HK$118,819
+HK$5,949/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,740/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,697 · Scale 2, in force from 26 Feb 2026)