LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,478
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,141
−HK$1,690/mo
Today · 4.125%
HK$56,831
baseline
▲ 0.50% · 4.625%
HK$60,289
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,662/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,493
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,089
−HK$1,619/mo
Today · 4.125%
HK$62,708
baseline
▲ 0.50% · 4.625%
HK$66,013
+HK$3,305/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,416/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,173
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,169
−HK$2,028/mo
Today · 4.125%
HK$68,197
baseline
▲ 0.50% · 4.625%
HK$72,347
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,394/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,392
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,307
−HK$1,942/mo
Today · 4.125%
HK$75,249
baseline
▲ 0.50% · 4.625%
HK$79,216
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,498/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,869
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,198
−HK$2,366/mo
Today · 4.125%
HK$79,564
baseline
▲ 0.50% · 4.625%
HK$84,405
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,128/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,291
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,525
−HK$2,266/mo
Today · 4.125%
HK$87,791
baseline
▲ 0.50% · 4.625%
HK$92,418
+HK$4,627/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,582/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,260
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,254
−HK$3,042/mo
Today · 4.125%
HK$102,296
baseline
▲ 0.50% · 4.625%
HK$108,521
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,592/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,088
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,960
−HK$2,914/mo
Today · 4.125%
HK$112,874
baseline
▲ 0.50% · 4.625%
HK$118,823
+HK$5,949/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,748/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,731 · Scale 2, in force from 26 Feb 2026)