LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,478
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,142
−HK$1,690/mo
Today · 4.125%
HK$56,832
baseline
▲ 0.50% · 4.625%
HK$60,290
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,664/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,494
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,090
−HK$1,618/mo
Today · 4.125%
HK$62,708
baseline
▲ 0.50% · 4.625%
HK$66,014
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,416/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,174
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,170
−HK$2,028/mo
Today · 4.125%
HK$68,198
baseline
▲ 0.50% · 4.625%
HK$72,348
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,396/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,393
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,308
−HK$1,942/mo
Today · 4.125%
HK$75,250
baseline
▲ 0.50% · 4.625%
HK$79,217
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,500/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,870
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,199
−HK$2,366/mo
Today · 4.125%
HK$79,565
baseline
▲ 0.50% · 4.625%
HK$84,406
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,130/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,292
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,526
−HK$2,266/mo
Today · 4.125%
HK$87,792
baseline
▲ 0.50% · 4.625%
HK$92,419
+HK$4,627/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,584/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,261
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,255
−HK$3,042/mo
Today · 4.125%
HK$102,297
baseline
▲ 0.50% · 4.625%
HK$108,522
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,594/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,089
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,962
−HK$2,913/mo
Today · 4.125%
HK$112,875
baseline
▲ 0.50% · 4.625%
HK$118,825
+HK$5,950/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,750/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,744 · Scale 2, in force from 26 Feb 2026)