LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,479
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,143
−HK$1,690/mo
Today · 4.125%
HK$56,833
baseline
▲ 0.50% · 4.625%
HK$60,291
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,666/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,495
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,091
−HK$1,618/mo
Today · 4.125%
HK$62,709
baseline
▲ 0.50% · 4.625%
HK$66,015
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,418/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,175
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,171
−HK$2,028/mo
Today · 4.125%
HK$68,199
baseline
▲ 0.50% · 4.625%
HK$72,349
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,398/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,394
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,309
−HK$1,942/mo
Today · 4.125%
HK$75,251
baseline
▲ 0.50% · 4.625%
HK$79,218
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,502/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,871
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,200
−HK$2,366/mo
Today · 4.125%
HK$79,566
baseline
▲ 0.50% · 4.625%
HK$84,407
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,132/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,293
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,527
−HK$2,266/mo
Today · 4.125%
HK$87,793
baseline
▲ 0.50% · 4.625%
HK$92,421
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,586/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,263
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,257
−HK$3,042/mo
Today · 4.125%
HK$102,299
baseline
▲ 0.50% · 4.625%
HK$108,524
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,598/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,091
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,963
−HK$2,914/mo
Today · 4.125%
HK$112,877
baseline
▲ 0.50% · 4.625%
HK$118,827
+HK$5,950/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,754/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,759 · Scale 2, in force from 26 Feb 2026)