LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,480
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,143
−HK$1,690/mo
Today · 4.125%
HK$56,833
baseline
▲ 0.50% · 4.625%
HK$60,292
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,666/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,496
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,091
−HK$1,619/mo
Today · 4.125%
HK$62,710
baseline
▲ 0.50% · 4.625%
HK$66,016
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,420/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,176
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,172
−HK$2,028/mo
Today · 4.125%
HK$68,200
baseline
▲ 0.50% · 4.625%
HK$72,350
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,400/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,395
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,310
−HK$1,942/mo
Today · 4.125%
HK$75,252
baseline
▲ 0.50% · 4.625%
HK$79,219
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,504/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,872
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,201
−HK$2,366/mo
Today · 4.125%
HK$79,567
baseline
▲ 0.50% · 4.625%
HK$84,408
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,134/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,294
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,528
−HK$2,266/mo
Today · 4.125%
HK$87,794
baseline
▲ 0.50% · 4.625%
HK$92,422
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,588/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,263
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,258
−HK$3,042/mo
Today · 4.125%
HK$102,300
baseline
▲ 0.50% · 4.625%
HK$108,525
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,600/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,092
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,964
−HK$2,914/mo
Today · 4.125%
HK$112,878
baseline
▲ 0.50% · 4.625%
HK$118,828
+HK$5,950/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,756/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,769 · Scale 2, in force from 26 Feb 2026)