LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,482
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,146
−HK$1,690/mo
Today · 4.125%
HK$56,836
baseline
▲ 0.50% · 4.625%
HK$60,294
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,672/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,498
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,094
−HK$1,619/mo
Today · 4.125%
HK$62,713
baseline
▲ 0.50% · 4.625%
HK$66,018
+HK$3,305/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,426/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,178
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,175
−HK$2,028/mo
Today · 4.125%
HK$68,203
baseline
▲ 0.50% · 4.625%
HK$72,353
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,406/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,398
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,313
−HK$1,942/mo
Today · 4.125%
HK$75,255
baseline
▲ 0.50% · 4.625%
HK$79,222
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,510/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,875
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,204
−HK$2,366/mo
Today · 4.125%
HK$79,570
baseline
▲ 0.50% · 4.625%
HK$84,412
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,140/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,297
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,531
−HK$2,267/mo
Today · 4.125%
HK$87,798
baseline
▲ 0.50% · 4.625%
HK$92,426
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,596/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,268
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,262
−HK$3,042/mo
Today · 4.125%
HK$102,304
baseline
▲ 0.50% · 4.625%
HK$108,529
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,608/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,097
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,969
−HK$2,914/mo
Today · 4.125%
HK$112,883
baseline
▲ 0.50% · 4.625%
HK$118,833
+HK$5,950/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,766/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,812 · Scale 2, in force from 26 Feb 2026)