LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,483
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,146
−HK$1,690/mo
Today · 4.125%
HK$56,836
baseline
▲ 0.50% · 4.625%
HK$60,295
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,672/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,499
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,095
−HK$1,618/mo
Today · 4.125%
HK$62,713
baseline
▲ 0.50% · 4.625%
HK$66,019
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,426/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,179
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,175
−HK$2,029/mo
Today · 4.125%
HK$68,204
baseline
▲ 0.50% · 4.625%
HK$72,354
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,408/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,399
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,313
−HK$1,943/mo
Today · 4.125%
HK$75,256
baseline
▲ 0.50% · 4.625%
HK$79,223
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,512/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,876
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,205
−HK$2,366/mo
Today · 4.125%
HK$79,571
baseline
▲ 0.50% · 4.625%
HK$84,413
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,142/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,298
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,532
−HK$2,267/mo
Today · 4.125%
HK$87,799
baseline
▲ 0.50% · 4.625%
HK$92,427
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,598/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,269
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,263
−HK$3,042/mo
Today · 4.125%
HK$102,305
baseline
▲ 0.50% · 4.625%
HK$108,531
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,610/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,098
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,970
−HK$2,914/mo
Today · 4.125%
HK$112,884
baseline
▲ 0.50% · 4.625%
HK$118,834
+HK$5,950/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,768/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,822 · Scale 2, in force from 26 Feb 2026)