LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,483
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,147
−HK$1,690/mo
Today · 4.125%
HK$56,837
baseline
▲ 0.50% · 4.625%
HK$60,295
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,674/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,499
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,095
−HK$1,619/mo
Today · 4.125%
HK$62,714
baseline
▲ 0.50% · 4.625%
HK$66,020
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,428/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,180
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,176
−HK$2,028/mo
Today · 4.125%
HK$68,204
baseline
▲ 0.50% · 4.625%
HK$72,354
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,408/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,399
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,314
−HK$1,943/mo
Today · 4.125%
HK$75,257
baseline
▲ 0.50% · 4.625%
HK$79,223
+HK$3,966/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,514/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,876
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,205
−HK$2,367/mo
Today · 4.125%
HK$79,572
baseline
▲ 0.50% · 4.625%
HK$84,413
+HK$4,841/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,144/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,299
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,533
−HK$2,266/mo
Today · 4.125%
HK$87,799
baseline
▲ 0.50% · 4.625%
HK$92,427
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,598/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,269
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,264
−HK$3,042/mo
Today · 4.125%
HK$102,306
baseline
▲ 0.50% · 4.625%
HK$108,531
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,612/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,099
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,971
−HK$2,914/mo
Today · 4.125%
HK$112,885
baseline
▲ 0.50% · 4.625%
HK$118,835
+HK$5,950/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,770/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,830 · Scale 2, in force from 26 Feb 2026)