LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,484
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,147
−HK$1,690/mo
Today · 4.125%
HK$56,837
baseline
▲ 0.50% · 4.625%
HK$60,296
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,674/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,500
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,096
−HK$1,618/mo
Today · 4.125%
HK$62,714
baseline
▲ 0.50% · 4.625%
HK$66,020
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,428/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,180
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,177
−HK$2,028/mo
Today · 4.125%
HK$68,205
baseline
▲ 0.50% · 4.625%
HK$72,355
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,410/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,400
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,315
−HK$1,942/mo
Today · 4.125%
HK$75,257
baseline
▲ 0.50% · 4.625%
HK$79,224
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,514/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,877
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,206
−HK$2,366/mo
Today · 4.125%
HK$79,572
baseline
▲ 0.50% · 4.625%
HK$84,414
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,144/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,300
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,534
−HK$2,266/mo
Today · 4.125%
HK$87,800
baseline
▲ 0.50% · 4.625%
HK$92,428
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,600/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,270
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,265
−HK$3,042/mo
Today · 4.125%
HK$102,307
baseline
▲ 0.50% · 4.625%
HK$108,532
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,614/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,100
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,972
−HK$2,914/mo
Today · 4.125%
HK$112,886
baseline
▲ 0.50% · 4.625%
HK$118,836
+HK$5,950/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,772/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,840 · Scale 2, in force from 26 Feb 2026)