LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,484
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,147
−HK$1,691/mo
Today · 4.125%
HK$56,838
baseline
▲ 0.50% · 4.625%
HK$60,296
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,676/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,500
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,096
−HK$1,619/mo
Today · 4.125%
HK$62,715
baseline
▲ 0.50% · 4.625%
HK$66,021
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,430/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,181
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,177
−HK$2,028/mo
Today · 4.125%
HK$68,205
baseline
▲ 0.50% · 4.625%
HK$72,355
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,410/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,400
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,315
−HK$1,943/mo
Today · 4.125%
HK$75,258
baseline
▲ 0.50% · 4.625%
HK$79,225
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,516/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,877
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,206
−HK$2,367/mo
Today · 4.125%
HK$79,573
baseline
▲ 0.50% · 4.625%
HK$84,415
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,146/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,300
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,534
−HK$2,267/mo
Today · 4.125%
HK$87,801
baseline
▲ 0.50% · 4.625%
HK$92,429
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,602/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,271
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,265
−HK$3,043/mo
Today · 4.125%
HK$102,308
baseline
▲ 0.50% · 4.625%
HK$108,533
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,616/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,100
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,973
−HK$2,914/mo
Today · 4.125%
HK$112,887
baseline
▲ 0.50% · 4.625%
HK$118,837
+HK$5,950/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,774/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,845 · Scale 2, in force from 26 Feb 2026)