LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,485
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,149
−HK$1,690/mo
Today · 4.125%
HK$56,839
baseline
▲ 0.50% · 4.625%
HK$60,298
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,678/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,502
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,097
−HK$1,619/mo
Today · 4.125%
HK$62,716
baseline
▲ 0.50% · 4.625%
HK$66,022
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,432/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,182
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,179
−HK$2,028/mo
Today · 4.125%
HK$68,207
baseline
▲ 0.50% · 4.625%
HK$72,357
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,414/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,402
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,317
−HK$1,943/mo
Today · 4.125%
HK$75,260
baseline
▲ 0.50% · 4.625%
HK$79,227
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,520/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,879
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,208
−HK$2,367/mo
Today · 4.125%
HK$79,575
baseline
▲ 0.50% · 4.625%
HK$84,417
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,150/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,302
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,536
−HK$2,267/mo
Today · 4.125%
HK$87,803
baseline
▲ 0.50% · 4.625%
HK$92,431
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,606/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,273
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,268
−HK$3,042/mo
Today · 4.125%
HK$102,310
baseline
▲ 0.50% · 4.625%
HK$108,536
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,620/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,103
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,975
−HK$2,914/mo
Today · 4.125%
HK$112,889
baseline
▲ 0.50% · 4.625%
HK$118,840
+HK$5,951/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,778/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,870 · Scale 2, in force from 26 Feb 2026)