LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,486
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,149
−HK$1,691/mo
Today · 4.125%
HK$56,840
baseline
▲ 0.50% · 4.625%
HK$60,298
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,680/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,502
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,098
−HK$1,619/mo
Today · 4.125%
HK$62,717
baseline
▲ 0.50% · 4.625%
HK$66,023
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,434/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,183
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,179
−HK$2,029/mo
Today · 4.125%
HK$68,208
baseline
▲ 0.50% · 4.625%
HK$72,358
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,416/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,403
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,318
−HK$1,942/mo
Today · 4.125%
HK$75,260
baseline
▲ 0.50% · 4.625%
HK$79,227
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,520/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,880
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,209
−HK$2,366/mo
Today · 4.125%
HK$79,575
baseline
▲ 0.50% · 4.625%
HK$84,417
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,150/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,303
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,537
−HK$2,267/mo
Today · 4.125%
HK$87,804
baseline
▲ 0.50% · 4.625%
HK$92,432
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,608/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,274
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,269
−HK$3,042/mo
Today · 4.125%
HK$102,311
baseline
▲ 0.50% · 4.625%
HK$108,537
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,622/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,104
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,976
−HK$2,914/mo
Today · 4.125%
HK$112,890
baseline
▲ 0.50% · 4.625%
HK$118,841
+HK$5,951/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,780/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,878 · Scale 2, in force from 26 Feb 2026)