LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,486
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,150
−HK$1,690/mo
Today · 4.125%
HK$56,840
baseline
▲ 0.50% · 4.625%
HK$60,299
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,680/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,503
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,098
−HK$1,619/mo
Today · 4.125%
HK$62,717
baseline
▲ 0.50% · 4.625%
HK$66,023
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,434/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$996,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,183
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,180
−HK$2,028/mo
Today · 4.125%
HK$68,208
baseline
▲ 0.50% · 4.625%
HK$72,358
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,416/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,403
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,318
−HK$1,943/mo
Today · 4.125%
HK$75,261
baseline
▲ 0.50% · 4.625%
HK$79,228
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,522/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,880
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,210
−HK$2,366/mo
Today · 4.125%
HK$79,576
baseline
▲ 0.50% · 4.625%
HK$84,418
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,152/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,304
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,538
−HK$2,266/mo
Today · 4.125%
HK$87,804
baseline
▲ 0.50% · 4.625%
HK$92,433
+HK$4,629/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,608/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,275
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,269
−HK$3,043/mo
Today · 4.125%
HK$102,312
baseline
▲ 0.50% · 4.625%
HK$108,537
+HK$6,225/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,624/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,105
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,977
−HK$2,914/mo
Today · 4.125%
HK$112,891
baseline
▲ 0.50% · 4.625%
HK$118,842
+HK$5,951/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,782/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,886 · Scale 2, in force from 26 Feb 2026)