LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,488
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,152
−HK$1,690/mo
Today · 4.125%
HK$56,842
baseline
▲ 0.50% · 4.625%
HK$60,301
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,684/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$996,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,505
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,101
−HK$1,619/mo
Today · 4.125%
HK$62,720
baseline
▲ 0.50% · 4.625%
HK$66,026
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,440/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$996,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,186
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,182
−HK$2,029/mo
Today · 4.125%
HK$68,211
baseline
▲ 0.50% · 4.625%
HK$72,361
+HK$4,150/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,422/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,406
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,321
−HK$1,943/mo
Today · 4.125%
HK$75,264
baseline
▲ 0.50% · 4.625%
HK$79,231
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,528/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,883
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,212
−HK$2,367/mo
Today · 4.125%
HK$79,579
baseline
▲ 0.50% · 4.625%
HK$84,421
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,158/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,307
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,541
−HK$2,267/mo
Today · 4.125%
HK$87,808
baseline
▲ 0.50% · 4.625%
HK$92,436
+HK$4,628/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,616/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,278
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,273
−HK$3,043/mo
Today · 4.125%
HK$102,316
baseline
▲ 0.50% · 4.625%
HK$108,542
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,632/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,109
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,981
−HK$2,914/mo
Today · 4.125%
HK$112,895
baseline
▲ 0.50% · 4.625%
HK$118,846
+HK$5,951/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,790/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,923 · Scale 2, in force from 26 Feb 2026)