LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,490
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,154
−HK$1,691/mo
Today · 4.125%
HK$56,845
baseline
▲ 0.50% · 4.625%
HK$60,303
+HK$3,458/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,690/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$996,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,507
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,103
−HK$1,619/mo
Today · 4.125%
HK$62,722
baseline
▲ 0.50% · 4.625%
HK$66,029
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,444/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$996,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,188
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,185
−HK$2,028/mo
Today · 4.125%
HK$68,213
baseline
▲ 0.50% · 4.625%
HK$72,364
+HK$4,151/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$136,426/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,409
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,324
−HK$1,943/mo
Today · 4.125%
HK$75,267
baseline
▲ 0.50% · 4.625%
HK$79,234
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.07M · min. income ≈ HK$150,534/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,886
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,216
−HK$2,366/mo
Today · 4.125%
HK$79,582
baseline
▲ 0.50% · 4.625%
HK$84,425
+HK$4,843/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,164/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,310
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,545
−HK$2,266/mo
Today · 4.125%
HK$87,811
baseline
▲ 0.50% · 4.625%
HK$92,440
+HK$4,629/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,622/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,282
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,277
−HK$3,043/mo
Today · 4.125%
HK$102,320
baseline
▲ 0.50% · 4.625%
HK$108,546
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,640/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,113
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,986
−HK$2,914/mo
Today · 4.125%
HK$112,900
baseline
▲ 0.50% · 4.625%
HK$118,851
+HK$5,951/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,800/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,965 · Scale 2, in force from 26 Feb 2026)