LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,492
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,155
−HK$1,691/mo
Today · 4.125%
HK$56,846
baseline
▲ 0.50% · 4.625%
HK$60,305
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,692/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$996,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,509
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,105
−HK$1,619/mo
Today · 4.125%
HK$62,724
baseline
▲ 0.50% · 4.625%
HK$66,030
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,448/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$996,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,190
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,186
−HK$2,029/mo
Today · 4.125%
HK$68,215
baseline
▲ 0.50% · 4.625%
HK$72,366
+HK$4,151/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$136,430/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,411
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,326
−HK$1,943/mo
Today · 4.125%
HK$75,269
baseline
▲ 0.50% · 4.625%
HK$79,236
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$150,538/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$996,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,888
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,218
−HK$2,366/mo
Today · 4.125%
HK$79,584
baseline
▲ 0.50% · 4.625%
HK$84,427
+HK$4,843/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,168/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,312
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,547
−HK$2,266/mo
Today · 4.125%
HK$87,813
baseline
▲ 0.50% · 4.625%
HK$92,442
+HK$4,629/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,626/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$996,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,285
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,280
−HK$3,043/mo
Today · 4.125%
HK$102,323
baseline
▲ 0.50% · 4.625%
HK$108,549
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,646/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,116
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,989
−HK$2,914/mo
Today · 4.125%
HK$112,903
baseline
▲ 0.50% · 4.625%
HK$118,854
+HK$5,951/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,806/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$996,989 · Scale 2, in force from 26 Feb 2026)