LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,493
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,156
−HK$1,691/mo
Today · 4.125%
HK$56,847
baseline
▲ 0.50% · 4.625%
HK$60,306
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,694/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,510
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,106
−HK$1,619/mo
Today · 4.125%
HK$62,725
baseline
▲ 0.50% · 4.625%
HK$66,031
+HK$3,306/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,450/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,191
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,188
−HK$2,028/mo
Today · 4.125%
HK$68,216
baseline
▲ 0.50% · 4.625%
HK$72,367
+HK$4,151/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$136,432/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,412
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,327
−HK$1,943/mo
Today · 4.125%
HK$75,270
baseline
▲ 0.50% · 4.625%
HK$79,238
+HK$3,968/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$150,540/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,890
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,219
−HK$2,367/mo
Today · 4.125%
HK$79,586
baseline
▲ 0.50% · 4.625%
HK$84,428
+HK$4,842/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,172/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$997,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,314
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,548
−HK$2,267/mo
Today · 4.125%
HK$87,815
baseline
▲ 0.50% · 4.625%
HK$92,444
+HK$4,629/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,630/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$997,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,287
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,282
−HK$3,043/mo
Today · 4.125%
HK$102,325
baseline
▲ 0.50% · 4.625%
HK$108,551
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,650/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,118
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,991
−HK$2,914/mo
Today · 4.125%
HK$112,905
baseline
▲ 0.50% · 4.625%
HK$118,857
+HK$5,952/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,810/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,009 · Scale 2, in force from 26 Feb 2026)