LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,494
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,158
−HK$1,690/mo
Today · 4.125%
HK$56,848
baseline
▲ 0.50% · 4.625%
HK$60,307
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,696/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,511
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,107
−HK$1,619/mo
Today · 4.125%
HK$62,726
baseline
▲ 0.50% · 4.625%
HK$66,033
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,452/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,192
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,189
−HK$2,029/mo
Today · 4.125%
HK$68,218
baseline
▲ 0.50% · 4.625%
HK$72,369
+HK$4,151/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$136,436/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,413
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,329
−HK$1,943/mo
Today · 4.125%
HK$75,272
baseline
▲ 0.50% · 4.625%
HK$79,239
+HK$3,967/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$150,544/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,891
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,221
−HK$2,366/mo
Today · 4.125%
HK$79,587
baseline
▲ 0.50% · 4.625%
HK$84,430
+HK$4,843/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,174/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$997,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,316
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,550
−HK$2,267/mo
Today · 4.125%
HK$87,817
baseline
▲ 0.50% · 4.625%
HK$92,446
+HK$4,629/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,634/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$997,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,289
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,284
−HK$3,043/mo
Today · 4.125%
HK$102,327
baseline
▲ 0.50% · 4.625%
HK$108,553
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,654/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,120
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$109,993
−HK$2,915/mo
Today · 4.125%
HK$112,908
baseline
▲ 0.50% · 4.625%
HK$118,859
+HK$5,951/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,816/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,029 · Scale 2, in force from 26 Feb 2026)