LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,495
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,159
−HK$1,691/mo
Today · 4.125%
HK$56,850
baseline
▲ 0.50% · 4.625%
HK$60,309
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,700/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,513
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,109
−HK$1,619/mo
Today · 4.125%
HK$62,728
baseline
▲ 0.50% · 4.625%
HK$66,035
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,456/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,194
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,191
−HK$2,029/mo
Today · 4.125%
HK$68,220
baseline
▲ 0.50% · 4.625%
HK$72,371
+HK$4,151/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$136,440/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,416
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,331
−HK$1,943/mo
Today · 4.125%
HK$75,274
baseline
▲ 0.50% · 4.625%
HK$79,242
+HK$3,968/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$150,548/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,893
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,223
−HK$2,367/mo
Today · 4.125%
HK$79,590
baseline
▲ 0.50% · 4.625%
HK$84,433
+HK$4,843/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,180/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,318
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,553
−HK$2,267/mo
Today · 4.125%
HK$87,820
baseline
▲ 0.50% · 4.625%
HK$92,449
+HK$4,629/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,640/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,292
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,287
−HK$3,043/mo
Today · 4.125%
HK$102,330
baseline
▲ 0.50% · 4.625%
HK$108,556
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,660/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,123
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$109,996
−HK$2,915/mo
Today · 4.125%
HK$112,911
baseline
▲ 0.50% · 4.625%
HK$118,863
+HK$5,952/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,822/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,060 · Scale 2, in force from 26 Feb 2026)