LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,496
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,160
−HK$1,691/mo
Today · 4.125%
HK$56,851
baseline
▲ 0.50% · 4.625%
HK$60,310
+HK$3,459/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,702/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,514
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,110
−HK$1,619/mo
Today · 4.125%
HK$62,729
baseline
▲ 0.50% · 4.625%
HK$66,036
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,458/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,196
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,192
−HK$2,029/mo
Today · 4.125%
HK$68,221
baseline
▲ 0.50% · 4.625%
HK$72,372
+HK$4,151/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$136,442/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,417
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,332
−HK$1,943/mo
Today · 4.125%
HK$75,275
baseline
▲ 0.50% · 4.625%
HK$79,243
+HK$3,968/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$150,550/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,895
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,225
−HK$2,366/mo
Today · 4.125%
HK$79,591
baseline
▲ 0.50% · 4.625%
HK$84,434
+HK$4,843/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,182/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,320
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,554
−HK$2,267/mo
Today · 4.125%
HK$87,821
baseline
▲ 0.50% · 4.625%
HK$92,450
+HK$4,629/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,642/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,293
−HK$6,039/mo
▼ 0.25% · 3.875%
HK$99,289
−HK$3,043/mo
Today · 4.125%
HK$102,332
baseline
▲ 0.50% · 4.625%
HK$108,558
+HK$6,226/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$204,664/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,125
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$109,998
−HK$2,915/mo
Today · 4.125%
HK$112,913
baseline
▲ 0.50% · 4.625%
HK$118,865
+HK$5,952/mo
Deposit HK$2.35M · loan HK$21.11M · min. income ≈ HK$225,826/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,079 · Scale 2, in force from 26 Feb 2026)