LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,500
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,165
−HK$1,690/mo
Today · 4.125%
HK$56,855
baseline
▲ 0.50% · 4.625%
HK$60,315
+HK$3,460/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,710/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,519
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,115
−HK$1,619/mo
Today · 4.125%
HK$62,734
baseline
▲ 0.50% · 4.625%
HK$66,041
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,468/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,200
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,197
−HK$2,029/mo
Today · 4.125%
HK$68,226
baseline
▲ 0.50% · 4.625%
HK$72,378
+HK$4,152/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$136,452/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,422
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,338
−HK$1,943/mo
Today · 4.125%
HK$75,281
baseline
▲ 0.50% · 4.625%
HK$79,249
+HK$3,968/mo
Deposit HK$9.38M · loan HK$14.08M · min. income ≈ HK$150,562/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,901
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,230
−HK$2,368/mo
Today · 4.125%
HK$79,598
baseline
▲ 0.50% · 4.625%
HK$84,441
+HK$4,843/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,196/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,326
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,561
−HK$2,267/mo
Today · 4.125%
HK$87,828
baseline
▲ 0.50% · 4.625%
HK$92,458
+HK$4,630/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,656/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,301
−HK$6,039/mo
▼ 0.25% · 3.875%
HK$99,296
−HK$3,044/mo
Today · 4.125%
HK$102,340
baseline
▲ 0.50% · 4.625%
HK$108,567
+HK$6,227/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,680/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,134
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$110,007
−HK$2,915/mo
Today · 4.125%
HK$112,922
baseline
▲ 0.50% · 4.625%
HK$118,874
+HK$5,952/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,844/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,155 · Scale 2, in force from 26 Feb 2026)