LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,504
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,168
−HK$1,691/mo
Today · 4.125%
HK$56,859
baseline
▲ 0.50% · 4.625%
HK$60,319
+HK$3,460/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,718/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,523
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,119
−HK$1,620/mo
Today · 4.125%
HK$62,739
baseline
▲ 0.50% · 4.625%
HK$66,046
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,478/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,205
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,202
−HK$2,029/mo
Today · 4.125%
HK$68,231
baseline
▲ 0.50% · 4.625%
HK$72,383
+HK$4,152/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,462/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,427
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,343
−HK$1,943/mo
Today · 4.125%
HK$75,286
baseline
▲ 0.50% · 4.625%
HK$79,255
+HK$3,969/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,572/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,906
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,236
−HK$2,367/mo
Today · 4.125%
HK$79,603
baseline
▲ 0.50% · 4.625%
HK$84,447
+HK$4,844/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$159,206/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,332
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,567
−HK$2,267/mo
Today · 4.125%
HK$87,834
baseline
▲ 0.50% · 4.625%
HK$92,464
+HK$4,630/mo
Deposit HK$7.04M · loan HK$16.42M · min. income ≈ HK$175,668/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,308
−HK$6,039/mo
▼ 0.25% · 3.875%
HK$99,303
−HK$3,044/mo
Today · 4.125%
HK$102,347
baseline
▲ 0.50% · 4.625%
HK$108,574
+HK$6,227/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,694/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,141
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,015
−HK$2,915/mo
Today · 4.125%
HK$112,930
baseline
▲ 0.50% · 4.625%
HK$118,882
+HK$5,952/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,860/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,225 · Scale 2, in force from 26 Feb 2026)