LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,505
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,169
−HK$1,691/mo
Today · 4.125%
HK$56,860
baseline
▲ 0.50% · 4.625%
HK$60,320
+HK$3,460/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,720/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,524
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,120
−HK$1,620/mo
Today · 4.125%
HK$62,740
baseline
▲ 0.50% · 4.625%
HK$66,047
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,480/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,206
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,203
−HK$2,029/mo
Today · 4.125%
HK$68,232
baseline
▲ 0.50% · 4.625%
HK$72,384
+HK$4,152/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,464/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,429
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,344
−HK$1,944/mo
Today · 4.125%
HK$75,288
baseline
▲ 0.50% · 4.625%
HK$79,256
+HK$3,968/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,576/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,907
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,237
−HK$2,367/mo
Today · 4.125%
HK$79,604
baseline
▲ 0.50% · 4.625%
HK$84,448
+HK$4,844/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,208/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,333
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,568
−HK$2,268/mo
Today · 4.125%
HK$87,836
baseline
▲ 0.50% · 4.625%
HK$92,466
+HK$4,630/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,672/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,309
−HK$6,039/mo
▼ 0.25% · 3.875%
HK$99,305
−HK$3,043/mo
Today · 4.125%
HK$102,348
baseline
▲ 0.50% · 4.625%
HK$108,576
+HK$6,228/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,696/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,143
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$110,016
−HK$2,915/mo
Today · 4.125%
HK$112,931
baseline
▲ 0.50% · 4.625%
HK$118,884
+HK$5,953/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,862/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,241 · Scale 2, in force from 26 Feb 2026)